NJANGIFY is a njangi platform where members contribute a fixed amount regularly (weekly, monthly, or bi-weekly) to a common pool. Each cycle, one member receives the entire pool amount. This continues until all members have received their turn. For example, if 10 members contribute 50,000 FCFA monthly, each member will receive 500,000 FCFA when their turn comes. It's a powerful way to save money, access lump sums for investments, and build financial discipline within a trusted community.

To join an existing group, you need an invitation from current members who vouch for your trustworthiness and financial stability OR groups recommended to you based on our analysis on your financial status. This helps ensure the members of each group fit the standard set. Most groups require new members to demonstrate their commitment through a probation period or higher initial contribution. To start a Njangi, create a new group request setting all details very accurately. Our team will examine the request, verify then validate the njangi requests before publishing it for others to join. Establish clear rules including contribution amounts, payment dates, meeting schedules, and penalties for late payments.

Benefits include: boost in financial status, Increase in standard of living, financial discipline, access to lump sums without interest, community support and networking, financial planning opportunities, and no credit checks or collateral requirements. Members often use their Njangi funds for major purchases, business investments, education, or emergencies.

Njangi schedules are typically organized monthly, bi-weekly, or weekly depending on members' income patterns. Payment order is determined by our systems based on our analysis and certain criterial we follow strictly. Contributions are collected through our accounts(For security) and when it's your turn to receive payments, Our dedicated team makes the payments on time. At NJANGIFY we collect payments via mobile money platforms like MTN Mobile Money or Orange Money for convenience. Late payments have penalties to ensure commitment. Detailed records track all transactions, and stored securely.